Business Loans

Commercial and Small Business Loans
First Effingham Bank has a wide variety of loan options available for businesses. Our experienced lending staff will work to ensure that you find the best credit solution to meet the needs of your company. We understand the business environment and know the value of time. At First Effingham Bank, our loan officers process all paperwork in the branches which enables them to make timely decisions on all loan requests.

First Effingham Bank offers the following loan products
Real Estate
Capital equipment/improvement
Seasonal operating lines
Business expansion
Business start ups
Business purchases
SBA
Business lines of credit
Letters of credit

First Effingham Bank is a locally owned bank dedicated to meeting the credit needs of the community we serve. Please contact one of our lending officers for additional information.

Carolyn Sanders
President, First Effingham Bank
912-826-5800
csanders@firsteffingham.com

Kelli Arden
First Effingham Bank, Springfield Branch Manager
912-754-2041
karden@firsteffingham.com

10 Reasons FEB Should Be Your Bank

Reason #7 We Buy Your Old Checks for Cash
Bring in your unused checks from your current account at another financial institution, open your new checking account at FEB, and we will award you up to $10 for them.